if u put ur acct on a credit card they will charge u a one time fee of 49.95 for the whole year i was almost triping until i called the rep. and i asked about the cheating on xbox they said if enuff people contest someone cheating in the comment section they would ban then and i asked them what was the limit to do that they just said more then a handful had to complain about the same person. maybe thats why u dont see out on bail anymore haha. if u got a complaint heres the number 1-800-469-9269